Effective August 26, 2026
Teacher Retirement Score is operated by Lead Masters Insurance Marketing And Financial Network, Inc., doing business as Life & Annuity Masters (“we,” “us,” or “our”), 980 Enchanted Way, Suite 106, Simi Valley, CA 93065. This policy explains what we collect on teacherretirementscore.com, how we use it, and the choices you have.
If you check the SMS consent box(es) on our quiz or booking form, you agree to receive text messages from Lead Masters Insurance Marketing And Financial Network, Inc. (dba Life & Annuity Masters) at the mobile number you provide. Message types may include score delivery, appointment confirmations and reminders, and (if separately consented) educational or marketing messages. Message frequency varies. Message and data rates may apply.
Opting out: Text STOP to any message to unsubscribe. Text HELP for assistance, or contact us at the address below.
Carrier disclaimer: Wireless carriers are not liable for delayed or undelivered messages.
No third-party sharing of SMS consent: Your mobile phone number and SMS opt-in consent will not be sold, rented, or shared with any third parties or affiliates for their marketing or promotional purposes. Mobile information is shared only with our SMS platform and messaging service providers as necessary to deliver the messages you have consented to receive.
Consent to receive text messages is not a condition of any purchase or of receiving your score.
We share information only with service providers who help us operate (customer relationship management, email and SMS delivery, scheduling, website hosting, and analytics), with licensed specialists who conduct your Score Review call, and when required by law. We do not sell your personal information.
We use cookies and pixels, including the Meta Pixel, to understand how visitors use our site and to measure our advertising. You can control cookies through your browser settings. Disabling cookies may affect site functionality.
We retain your information for as long as needed to provide our services and meet legal and regulatory obligations, including insurance record-keeping requirements. We use reasonable administrative, technical, and physical safeguards to protect it, though no method of transmission over the internet is completely secure.
If you are a California resident, you may request to know what personal information we have collected about you, request deletion of that information, and opt out of any sale (we do not sell personal information). We will not discriminate against you for exercising these rights. To make a request, contact us using the details below. We may need to verify your identity before responding.
Our site is intended for adults and is not directed to anyone under 18. We do not knowingly collect information from minors.
Teacher Retirement Score and Life & Annuity Masters are independent and are not affiliated with, endorsed by, or connected to CalSTRS, CalPERS, or any school district. Information provided is educational and is not investment, tax, or legal advice.
We may update this policy from time to time. The effective date above reflects the most recent version.
Lead Masters Insurance Marketing And Financial Network, Inc., dba Life & Annuity Masters
980 Enchanted Way, Suite 106, Simi Valley, CA 93065
Email: [email protected] · Phone: 805-426-0023